The waiver period is a great opportunity for your small business to purchase health care coverage for your team. The waiver period starts November 1 and ends December 15, 2022, and applies to January 1 and January 15, 2023, effective dates. If you purchase coverage during this time, you can take advantage of potential savings and additional flexibility:
To qualify for group coverage as a small business, your company needs between two and 50 full-time employees (including the owner). A full-time employee is defined as someone that works at least 30 hours per week. Some states have additional guidelines as to who qualifies as a full-time employee and have minimum participation requirements. For guidance on other qualifiers, call 833-923-1785.
If you purchase insurance between November 1 and December 15 for a January 1 or January 15 effective date, participation requirements are waived.
Essential health benefits are included in every health plan, no matter which plan you choose. The Affordable Care Act requires these benefits to be included in all individual, family, and employer-sponsored plans. Visit our Plan Options page to see all essential health benefits included in our plans.
Want to Learn More?
Our insurance specialists can answer any additional questions you may have as you consider your group health insurance options. Call us at 833-923-1785 for general information or to get a quote for your health insurance. You also can get a quote online .