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You%u2019re not required to choose a PCP with this plan, but we recommend it. You don%u2019t need referrals to see specialists either. You have access to a nationwide network of providers, and out-of-network coverage. It%u2019s important to remember that when you see out-of-network providers, it costs more. Your deductibles and MOOPs are also higher. TRS-ActiveCare HD Plan Highlightswww.bcbstx.com/trsactivecare 27