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                                    Manage Your Prescriptions CostsAsk your doctor or pharmacist for generic drugs when available. There%u2019s no cost for certain generic drugs classified as preventive. If you take preventive medications like those prescribed for hypertension or depression, generic drugs may help lower your prescription drug expenses. Generics have the same active ingredients in the same amounts as brand-name drugs and work just as well. Generic drugs are approved by the U.S. Food and Drug Administration and are required to provide the same results as their brand-name counterpart.Ask about low-cost alternatives for the drugs you use if no generic is available.Use the Express Scripts Mail Order Pharmacy for drugs you take regularly.Know and compare costs ahead of time with the drug cost estimator at www.express-scripts.com/trsactivecare.Research Costs for CareChecking costs before your appointment can save you money and help you make more informed health care choices. Use the Cost Estimator tool in Provider Finder to research and compare costs for in-network procedures and to help you understand what you may need to pay based on your plan%u2019s copay, coinsurance, deductible and other benefits. You can also call a PHG at 1-866-355-5999 for help with cost estimates and comparisons. To use the Cost Estimator in Provider Finder:1. Go to www.bcbstx.com/trsactivecare and log in to BAM.2. Click on My Health > Find Care then on Find a Doctor or Hospital.3. In the Browse by Category section, click on Cost Estimates.4. Choose from All Procedures, All Rewarded Procedures, Office Visits/Physicals, Women%u2019s Health or MRIs and Other Imaging.5. Choose a treatment or procedure to narrow your search.6. You get a list of providers or facilities and their estimated costs. To compare up to four options side-by-side, check the box next to each one and click Compare in the lower right corner.Get Care from HomeYour coverage includes TRS Virtual Health powered by TeladocTM and RediMDTM. You can get convenient, quality health care from home or on the go, without going to a doctor%u2019s office. Talk with a doctor by phone or video chat when you need help with non-emergency health problems like colds and flu, earaches, headaches and more.Use Your Health and Wellness ToolsTake advantage of the many health and wellness tools that come with your plan %u2014 at no extra cost. Get help managing a chronic condition, reaching your fitness goals and improving your overall health. To start exploring health and wellness programs, go to www.bcbstx.com/trsactivecare and click the Health and Wellbeing tab.www.bcbstx.com/trsactivecare 9
                                
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