Page 11 - Demo

During Annual Enrollment, think about how you use health care and if your current plan is still a good fit for you and your family. Do you have any upcoming surgeries? Are you planning to start a family? Are you getting married? Compare the benefits and costs of each plan before you decide. This checklist can help you remember what to think about as you go through the Annual Enrollment Guide. Annual EnrollmentEnrollment dates vary. Check with your employer.%u2713 Understand the difference between plan types.%u2713 Know which plans require a PCP.%u2713 Understand what you%u2019d pay for monthly premiums, copays, coinsurance and deductibles.%u2713 Make sure the doctors and hospitals you prefer are in network for the plan you choose.%u2713 Understand that going out of network will cost you more, or that the plan may not cover you at all.%u2713 Know your annual maximum out-of-pocket amounts.%u2713 Know which preventive screenings and care the plan covers at no cost.%u2713 Remember that once you enroll, you can%u2019t change plans during the plan year, Sept. 1, 2025 - Aug. 31, 2026, unless you have a special enrollment event (see pages 56-57).ENROLLMENT CHECKLIST www.bcbstx.com/trsactivecare 11