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A PCP plays a big part in keeping you healthy and lowering your out-of-pocket costs. TRS-ActiveCare Primary and TRS-ActiveCare Primary+ plans require you to choose a PCP. Even if you don%u2019t enroll in one of these plans, we recommend choosing a PCP to oversee your health care. A PCP will:%u2022 handle your routine and preventive health care%u2022 manage chronic conditions and create a care plan%u2022 understand your medical history, treatment preferences, medications and lifestyle%u2022 refer you to specialists and coordinate your care with other providers, so you%u2019re always in networkOn top of improving your health, a relationship with a PCP may benefit your everyday life with:%u2022 fewer sick days because you%u2019re getting regular checkups and staying on top of your preventive care%u2022 lower medical expenses because all plans cover annual exams and preventive care at 100% %u2022 peace of mind, knowing your PCP may be able to see you, have a virtual visit or call in a prescription the same day you%u2019re sick%u2022 convenience because your medical history and insurance are already on file at your PCP%u2019s officeRemember, if you enroll in TRS-ActiveCare Primary or TRS-ActiveCare Primary+, and you use any provider who isn%u2019t your PCP or a specialist referred by your PCP*, the plan will deny your claims, even if the provider is in network. This means you%u2019ll pay full price for your care. CHOOSE A PCP FOR BETTER HEALTH*Dermatologist visits, eye exams (both routine and diagnostic) and physical therapist visits don%u2019t require a referral from your PCP.12 www.bcbstx.com/trsactivecare