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                                    Maternity CoverageYou have maternity coverage with your TRS-ActiveCare plan. Your plan will start to pay for your covered services after you%u2019ve met your deductible. You%u2019re billed for maternity care after childbirth, which is called global billing. Global billing includes care before, during and after delivery. Your first visit with your doctor won%u2019t be included in global billing, so you%u2019ll have a copay or a deductible if it hasn%u2019t been met. During your pregnancy, you may need certain tests or procedures outside routine prenatal care that will be billed separately, so copays or coinsurance may apply. Features of your maternity coverage:%u2022 You don%u2019t need a referral from your PCP to see an OB-GYN.%u2022 Your copay to see your OB-GYN is $30.%u2022 Electric breast pumps are limited to two per plan year (hospital-grade breast pumps are covered up to $150).%u2022 Lactation specialist visits are covered at 100% (six visits per year). See Lauren%u2019s story (page 16) for a maternity cost example. Women%u2019s and Family Health SupportYour plan provides support from fertility through pregnancy, parenting and menopause. We have programs that feature education coaching and maternity management solutions. We have tools to help you %u2013 at no extra cost.Ovia Health AppsYou can access three Ovia Health apps that offer personalized guidance with educational articles and videos, health tips, in-app and telephone coaching and more. Ovia%u2022 understand and track your cycle%u2022 read daily articles and tips just for you%u2022 find out when you%u2019re most fertile%u2022 get support for menopauseOvia Pregnancy%u2022 watch your baby grow week by week%u2022 read daily articles and tips just for you%u2022 look up food and medication safety%u2022 search helpful videos about pregnancy%u2022 plan your return to workOvia Parenting%u2022 learn about your child%u2019s health and development%u2022 read expert parenting articles and tips%u2022 receive tools and support for balancing life as a working parent%u2022 share family photos and videos with loved onesYou can download any of the Ovia Health apps from the Apple App Store or Google Play Store. 1. During sign-up, choose I have Ovia Health as a benefit. 2. Select BCBSTX as your health plan. You%u2019ll see a box to enter your employer%u2019s name. You can skip this step.Ovia Health is an independent company that provides maternity and family benefits solutions for Blue Cross and Blue Shield of Texas.Women%u2019s and Family Health 24 www.bcbstx.com/trsactivecare
                                
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